Insurance companies rely on adjusters to look into incidents and decide if they think the company should be held accountable before agreeing to pay vehicle accident claims. Insurance adjusters frequently come across as generous and sincere, but it’s essential to remember that they work for insurance companies and do not always have your best interests in mind.
An insurance adjuster’s perception of your case may be considerably impacted by anything you say to them. If you’re not careful, that can end up costing you money.
For the best outcome to be achieved when negotiating with the insurance company, seek counsel from a car accident lawyer Fort Wayne.
Tips for dealing with the insurance adjuster
Always remember that whenever you contact an insurance adjuster, they will try to minimize your claim so that their employer can save money. Generally, it’s best to let your lawyer handle any communications with the insurance provider.
If you don’t yet have legal counsel, you can nevertheless give the adjuster the following fundamental information:
- Your complete name
- Your home address and telephone number
- The accident’s time, date, and place
- Information on the opposing driver
- Identifying details regarding any involved cars
- Information on how to reach any witnesses
You should refrain from distributing the following statements or categories of information:
- Don’t divulge private information, such as your job or financial situation.
- Do not offer speculative explanations or unsupported information.
- Never apologize or take responsibility for any accident-related mistakes.
- Don’t mention your injuries or general health or say you feel fine.
- Don’t offer any assertions that are written down or documented.
How Do Fort Wayne, Indiana Insurance Adjusters Work?
Insurance adjusters’ primary purpose in investigating accidents is to ascertain whether the insurer must pay money to settle a claim and, if so, how much. As soon as the insurance provider is determined to be at fault, the adjuster will start finding reasons to reduce the amount the insurer must pay.
First, adjusters will investigate the incident to ascertain what caused it and whether the claim is bogus. Adjusters frequently examine the affected automobiles physically.
The adjuster might then try to look into your medical background. If you have any previous injuries or conditions, they may ask for your medical history as a way to reduce your claim.
You can get a call from the insurance adjuster. The customer service representative may come off as light-hearted even when it may hurt your case.
